Disclosure Statement

How to obtain a Product Disclosure Statement (PDS)

In order to obtain a PDS for any of the products mentioned, please contact our Underwriting Department or State Offices as per the addresses under ‘Contact Us’.


What are Target Market Determinations

Target Market Determinations (TMDs) outline the intended class of customers that comprise the target market for specific retail products. This allows consumers to consider which products best suit their objectives, financial situation and needs and will allow the consumer to consider the products appropriateness to their own personal circumstances. TMD’s also outline matters involving the distribution and the review of those retail products. Please see below TMD’s for Home Protection Insurance Policy and Private Motor Vehicle Insurance Policy.


Please click here to download the Home Protection Insurance TMD

Please click here to download the Private Motor Vehicle Insurance TMD



The Product and Services information contained on this website is intended for general use and information purposes only.

Tokio Marine & Nichido Fire Insurance Co., Ltd. (TMNFA) in providing this information does not purport to provide any advice as to the suitability of any of its products or services to any individual personal circumstances. Further, TMNFA recommends that you carefully read and consider the relevant Product Disclosure Statement and Target Market Determination.

TMNFA makes no warranties or representations as to the correctness, accuracy or reliability or otherwise of the content of this website, and no person should act only on the basis of information contained on this website.

TMNFA disclaims any liability for any expenses, losses or damages arising out of or resulting from any errors, omissions or inaccuracies on this website and anything done or omitted to be done by any person in reliance on the contents of this website.

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